Term Life Assurance

Term Life insurance is a relatively inexpensive way of protecting your key personnel and can be used in respect of partner and share insurance. Also it can be used to protect mortgages or other loans. Often policies are written in trust. We offer help and advice in choosing the right policy from a panel of insurers.

Critical Illness

Critical Illness Insurance can provide a cash sum if the key employee fall ill with a specified critical illness (as defined by the insurer) during the period of cover and survives for the insurers defined period. We can provide advice on cover from a panel of insurance companies in this market.

Income Protection

Millions of people spend time in hospital each year or have an accident which keeps them off work. Key person income protection insurance can provide a regular monthly amount after a deferred period if the insured person is unable to work because of injury or illness. Depending on the policy this income can then be used to help pay replacement income to the employee while he/she is off work or help the company pay for a replacement employee or help to cover loss of profits. We will help you choose the right policy from a panel of insurers to suit your needs and budget.

Links & Partner Services :

Advice on Pensions and Investment insurance policies is provided by our partners. Clavis acts solely as an introducer.

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